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Enjoy the ease of securing a protected future for you and your loved ones, right at your fingertips.
Protection Made Easy
with Clicklife App
Life is a journey full of twists and turns. It is during challenging times that we are reminded of the importance of protecting ourselves and our loved ones.
Introducing Union Assurance’s Clicklife App, a revolutionary innovation in Sri Lanka’s Life Insurance landscape. With the Clicklife App, you can purchase a Life Insurance policy in just a few minutes using a mobile phone. Even in your absence, this provides essential financial security and emotional peace of mind for your loved ones, helping them navigate difficult times.
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Comprehensive Protection for Everyone
Union Life Plus is more than just Life Insurance
—it’s a powerful blend of protection and attractive investment returns.
Discover the features that make it the ideal plan for securing your future and protecting your loved ones.
Life Cover
Designed to provide financial protection for your loved ones and dependents in the event of your untimely demise, ensuring they remain ...
Designed to provide financial protection for your loved ones and dependents in the event of your untimely demise, ensuring they remain financially secure and cared for during challenging times.
Accidental Death Benefit*
Included within your life cover, this benefit doubles the payout if the life assured passes away due to an accident during the policy ...
Included within your life cover, this benefit doubles the payout if the life assured passes away due to an accident during the policy term.
Cancer Care Cover**
This optional cover, which can be obtained only with your life cover is designed to provide financial protection in the event of a ...
This optional cover, which can be obtained only with your life cover is designed to provide financial protection in the event of a cancer diagnosis during the policy term, allowing you to focus on your treatment without the added financial burden.
Medical Assistance Cover***
This benefit, included in your Cancer Care Cover, provides essential financial support for up to 12 months following a cancer ...
This benefit, included in your Cancer Care Cover, provides essential financial support for up to 12 months following a cancer diagnosis. It ensures you have added protection precisely when it’s needed most.
*Included with the main life cover, it doubles the death benefit in the event of the death of the life insured due to an accident.
**Available exclusively as an optional cover to be purchased with the life cover.
***Included with the Cancer Care cover, providing financial support for up to 12 months.
Choose the Option
That Fits You Best
Clicklife App allows you to choose from two options so you could select what best fits your needs.
Offers essential financial protection for your loved ones in the unfortunate event of the death of the life insured.
You have three life cover options to choose from:
Option 1: LKR 1,000,000
Option 2: LKR 2,000,000
Option 3: LKR 3,000,000
It also includes an Accidental Death Benefit (ADB) providing beneficiaries with twice the basic sum assured (life cover) in the event of the accidental death of the insured.
Union Assurance Cancer Care cover is designed to provide essential financial protection to you and your loved ones in the unfortunate event of a cancer diagnosis.
This cover is available as an add-on to the life cover and can only be purchased through the Clicklife app.
It provides an immediate lump sum payout based on the stage of the cancer*.
Additionally, the Cancer Care cover (which includes the Medical Assistance benefit) provides additional financial support in the form of monthly income for up to 12 months.
*Terms and Conditions Apply
Eligibility Criteria
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Minimum Age of Entry
18 years (Nearest Birthday)
Maximum Age of Entry
50 years (Nearest Birthday)
Cover Ceasing Age
60 years
Policy & Premium Paying Term
10 years
*Terms and conditions apply.
Frequently Asked Questions
Clicklife app is a revolutionary innovation in Sri Lanka’s Life Insurance landscape. With Clicklife app, customers can purchase a Life Insurance policy in just a few minutes using a mobile phone.
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Policyholders can manage their Life Insurance with the Clicklife app, allowing instant access to coverage details, premium payments, personal information updates, claim submissions and more.
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Exclusive opportunity to participate in the “Pay As You Live Challenge” within the app and earn reward points.
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Reward points earned through the fitness challenge can be redeemed at Thayaga, for exciting offers from 120+ partner merchants.
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Access special well-being offers, available only through the Clicklife app.
The Life Insurance policy can be purchased with two distinct options to choose from.
Option 01 - Life cover only
Provides essential life coverage to protect loved ones during unforeseen circumstances. It also includes an Accidental Death Benefit (ADB) providing beneficiaries with twice the basic sum assured (basic life cover) in the event of the accidental death of the insured.
Option 02 – Life cover + Cancer Care Cover
Cancer Care cover is an optional cover available exclusively through the Clicklife app. It can only be purchased alongside the life cover, providing essential financial protection in the unfortunate event of a cancer diagnosis. It also includes the Medical Assistance Benefit, which provides additional financial assistance in the form of a monthly income for up to 12 months*.
*Terms and Conditions Apply.
Life Insurance policy (Life cover) comes with three coverage options to choose from. They are as follows:
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Option 01 – LKR 1,000,000
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Option 02 – LKR 2,000,000
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Option 03 – LKR 3,000,000
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A lump-sum payout from the rider sum assured, upon diagnosis of cancer during the policy term, offering immediate financial support.
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The Medical Assistance benefit provides extra financial protection for added peace of mind.
Immediate lump sum payout:
A lump sum payment will be made upon a cancer diagnosis, with the amount determined by the stage of illness.
| Stage of the cancer | Benefit payout |
|---|---|
| Stage 01 | 25% of the Cancer Care cover value** |
| Stage 02 | 50% of the Cancer Care cover value less any previously paid claims in stage 01 |
| Stage 03 | 100% of the Cancer Care cover value less any previously paid claims in stage 01 & 02 |
Medical Assistance Benefit Payout:
The eligible medical assistance benefit amount will be based on the value of the Cancer care cover selected.
| Cancer Care cover value (LKR) | Benefit payout (LKR) (Maximum up to 12 months) |
Maximum payable amount (LKR) |
|---|---|---|
| 1,000,000 | 20,000 / Per month | 240,000 |
| 2,000,000 | 40,000 / Per month | 480,000 |
| 3,000,000 | 60,000 / Per month | 720,000 |
**The payout values represent the maximum amounts payable upon a cancer diagnosis at each stage of cancer. In the event of a stage 01 cancer diagnosis, 25% of the total cancer care cover value will be paid. If the cancer progresses to stage 02 while receiving treatment, the remaining 25% will be paid as a lump sum, ensuring that the maximum 50% payout for stage 02 is reached.
Anyone between the ages of 18 and 50 is eligible to apply. The policy can be renewed up to the age of 60.
Both life cover and Cancer Care cover comes with a 10-year policy term, during which premiums are paid over the same 10-year period.
Premiums can be paid monthly, quarterly, half-yearly or yearly.
Have many more questions?