The Platinum Circle is an exclusive tier offered to policyholders with an annualised premium of LKR 3,000,000 or above. This tier provides access to a curated range of premium services designed to enhance convenience, wellness, and the overall customer experience.
All benefits will be applicable only to the Main Life Assured, where the annualised premiums of all policies held by a policyholder are aggregated to determine eligibility, and apply only to customers whose total annualised premium is LKR 3 million or above.
Segmentation will include all active policies and those lapsed within the past 3 months.
Where a policyholder holds multiple policies, eligibility for the Executive Medical Check-Up and the Birthday Dinner for Two shall be determined based on the most recently commenced policy, provided that such policy has completed one full policy year.
If a policy lapses, Platinum status remains unchanged for 3 months from the lapsed date.
Whenever a customer reduces their premium or sum assured, whether through rider deletion or sum reduction their segmentation status is automatically recalculated and updated in real time to reflect the change.
Short pay and long pay policies are included, with eligibility applicable only during the premium paying term.
DTA (Decreasing Term Assurance) policies, Single Premium (Union Advantage) and Group Life Insurance policies are excluded.
Executive Medical Check Up (Annual)
Online Doctor Consultations (2 per month) via Clicklife App
Birthday Dinner for Two at a designated hotel
Childbirth Gift Hamper valued at LKR 30,000
4.1 Partnered Services
Union Assurance collaborates with carefully selected third-party providers to deliver certain Platinum benefits. The Company facilitates access but does not directly deliver these services.
4.2 Partner Responsibility
Service delivery and quality standards are fully managed by the respective partners.
4.3 Customer Agreement
Using these services indicates that the policyholder agrees to partner’s terms & conditions.
4.4 Data Privacy
All personal information is handled as per Union Assurance’s Privacy Policy (Privacy Policy - English), with partners equally responsible for maintaining confidentiality.
4.5 Liability
Union Assurance will only facilitate the coordination of third-party service providers and shall not be held liable for the service outcomes or performance of such providers.
4.6 Customer Acknowledgement
Customers acknowledge and accept the associated risks when opting for third party services.
Union Assurance PLC is licensed by the Insurance Regulatory Commission of Sri Lanka (IRCSL).