{"id":2171,"date":"2024-12-31T10:59:33","date_gmt":"2024-12-31T10:59:33","guid":{"rendered":"https:\/\/unionassuradev.wpenginepowered.com\/tamil\/?p=2171"},"modified":"2026-03-13T06:30:20","modified_gmt":"2026-03-13T06:30:20","slug":"circle-of-well-being-by-union-assurance-impact-of-ai-on-well-being","status":"publish","type":"post","link":"https:\/\/unionassurance.com\/tamil\/circle-of-well-being-by-union-assurance-impact-of-ai-on-well-being\/","title":{"rendered":"\u0baf\u0bc2\u0ba9\u0bbf\u0baf\u0ba9\u0bcd \u0b85\u0bb7\u0bcd\u0baf\u0bc2\u0bb0\u0ba9\u0bcd\u0bb8\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bcd Circle of Well-being: \u0ba8\u0bb2\u0ba9\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd AI \u0b87\u0ba9\u0bcd \u0ba4\u0bbe\u0b95\u0bcd\u0b95\u0bae\u0bcd"},"content":{"rendered":"<p>\u0b87\u0ba9\u0bcd\u0bb1\u0bc8\u0baf \u0b89\u0bb2\u0b95\u0bbf\u0bb2\u0bcd, \u0b8e\u0bae\u0ba4\u0bc1 \u0bb5\u0bbe\u0bb4\u0bcd\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbf\u0ba9\u0bcd \u0b92\u0bb5\u0bcd\u0bb5\u0bca\u0bb0\u0bc1 \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0ba4\u0bc1\u0bb0\u0bbf\u0ba4\u0bae\u0bbe\u0b95 \u0bae\u0bbe\u0bb1\u0bcd\u0bb1\u0bbf\u0baf\u0bae\u0bc8\u0baa\u0bcd\u0baa\u0ba4\u0bbf\u0bb2\u0bcd AI \u0ba4\u0bca\u0bb4\u0bbf\u0ba9\u0bc1\u0b9f\u0bcd\u0baa\u0bae\u0bcd \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf \u0baa\u0b99\u0bcd\u0b95\u0bbe\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba4\u0bc1. \u0b8e\u0bae\u0ba4\u0bc1 \u0ba8\u0bbf\u0ba4\u0bbf\u0baf\u0bc8 \u0ba8\u0bbe\u0bae\u0bcd \u0ba8\u0bbf\u0bb0\u0bcd\u0bb5\u0b95\u0bbf\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bcd \u0b95\u0bca\u0bb3\u0bcd\u0bb5\u0ba4\u0bc1 \u0bae\u0bc1\u0ba4\u0bb2\u0bcd \u0b8e\u0bae\u0ba4\u0bc1 \u0b89\u0bb3\u0bb5\u0bbf\u0baf\u0bb2\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b89\u0b9f\u0bb2\u0bcd\u0b9a\u0bbe\u0bb0\u0bcd \u0ba8\u0bb2\u0ba9\u0bbf\u0bb2\u0bcd \u0b85\u0b95\u0bcd\u0b95\u0bb1\u0bc8 \u0b95\u0bca\u0bb3\u0bcd\u0bb5\u0ba4\u0bc1 \u0bb5\u0bb0\u0bc8 \u0b85\u0ba4\u0ba9\u0bcd \u0b9a\u0bc6\u0bb2\u0bcd\u0bb5\u0bbe\u0b95\u0bcd\u0b95\u0bc1 \u0b8a\u0b9f\u0bc1\u0bb0\u0bc1\u0bb5\u0bbf\u0baf\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1.<\/p>\n<p>\u0b8e\u0bae\u0ba4\u0bc1 \u0ba4\u0bbf\u0ba9\u0b9a\u0bb0\u0bbf \u0b85\u0ba9\u0bc1\u0baa\u0bb5\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd AI \u0b8e\u0bb5\u0bcd\u0bb5\u0bbe\u0bb1\u0bc1 \u0ba4\u0bbe\u0b95\u0bcd\u0b95\u0bae\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba4\u0bc1 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b8e\u0bae\u0ba4\u0bc1 \u0b8e\u0ba4\u0bbf\u0bb0\u0bcd\u0b95\u0bbe\u0bb2\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b85\u0ba4\u0ba9\u0bcd \u0ba4\u0bbe\u0b95\u0bcd\u0b95\u0bae\u0bcd \u0b8e\u0bb5\u0bcd\u0bb5\u0bbe\u0bb1\u0bbe\u0ba9\u0ba4\u0bbe\u0b95 \u0b85\u0bae\u0bc8\u0ba8\u0bcd\u0ba4\u0bbf\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8\u0baa\u0bcd \u0baa\u0bb1\u0bcd\u0bb1\u0bbf OCTAVE \u0b87\u0ba9\u0bcd \u0baa\u0bbf\u0bb0\u0ba4\u0bae AI \u0baa\u0bca\u0bb1\u0bbf\u0baf\u0bbf\u0baf\u0bb2\u0bbe\u0bb3\u0bb0\u0bbe\u0ba9 \u0b95\u0bb2\u0bbe\u0ba8\u0bbf\u0ba4\u0bbf \u0b9a\u0bc1\u0bae\u0ba3\u0bb0\u0bc2\u0baa\u0ba9\u0bcd \u0b87\u0bb0\u0bbe\u0b9c\u0ba4\u0bc1\u0bb0\u0bc8 \u0b85\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bc1\u0b9f\u0ba9\u0bcd \u0baf\u0bc2\u0ba9\u0bbf\u0baf\u0ba9\u0bcd \u0b85\u0bb7\u0bcd\u0baf\u0bc2\u0bb0\u0ba9\u0bcd\u0bb8\u0bcd Circle of life \u0ba8\u0bbf\u0b95\u0bb4\u0bcd\u0b9a\u0bcd\u0b9a\u0bbf\u0baf\u0bbf\u0bb2\u0bcd \u0b95\u0bb2\u0ba8\u0bcd\u0ba4\u0bc1\u0bb0\u0bc8\u0baf\u0bbe\u0b9f\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bc1. \u0b87\u0ba4\u0bbf\u0bb2\u0bcd \u0b85\u0bb5\u0bb0\u0bcd \u0baa\u0b95\u0bbf\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4\u0bc1 \u0b95\u0bca\u0ba3\u0bcd\u0b9f \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf\u0bae\u0bbe\u0ba9 \u0bb5\u0bbf\u0b9f\u0baf\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b87\u0b99\u0bcd\u0b95\u0bc1 \u0ba4\u0bb0\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0ba9..<\/p>\n<p><strong>AI \u0b85\u0bb1\u0bbf\u0bae\u0bc1\u0b95\u0bae\u0bcd<\/strong><br \/>\n\u0b8e\u0bb3\u0bbf\u0bae\u0bc8\u0baf\u0bbe\u0ba9 \u0b9a\u0bca\u0bb1\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd, AI \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 \u0bae\u0ba9\u0bbf\u0ba4\u0bb0\u0bcd\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0bcb\u0bb2 \u0b95\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bcd \u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bb5\u0bc1\u0bae\u0bcd, \u0b9a\u0bc6\u0baf\u0bb1\u0bcd\u0baa\u0b9f\u0bb5\u0bc1\u0bae\u0bcd \u0b95\u0bc2\u0b9f\u0bbf\u0baf \u0b86\u0bb1\u0bcd\u0bb1\u0bb2\u0bcd \u0bb5\u0bbe\u0baf\u0bcd\u0ba8\u0bcd\u0ba4 \u0ba8\u0bc1\u0ba3\u0bcd\u0ba3\u0bb1\u0bbf\u0bb5\u0bc1 \u0b87\u0baf\u0ba8\u0bcd\u0ba4\u0bbf\u0bb0\u0b99\u0bcd\u0b95\u0bb3\u0bcd (Intelligent machines) \u0b86\u0b95\u0bc1\u0bae\u0bcd. \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd \u0bb5\u0bbf\u0bb3\u0b95\u0bcd\u0b95\u0bc1\u0bb5\u0ba4\u0bbe\u0ba9\u0bbe\u0bb2\u0bcd, AI \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 \u0bae\u0bbf\u0b95\u0baa\u0bcd \u0baa\u0bb0\u0ba8\u0bcd\u0ba4\u0bc1\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0ba4\u0bb0\u0bb5\u0bc1\u0b95\u0bb3\u0bbf\u0bb2\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 (data) \u0ba4\u0bbe\u0bae\u0bbe\u0b95\u0bb5\u0bc7 \u0b95\u0bb1\u0bcd\u0bb1\u0bc1, \u0b85\u0bb1\u0bbf\u0bb5\u0bc8\u0baf\u0bc1\u0bae\u0bcd (knowledge) \u0ba8\u0bc1\u0ba3\u0bcd\u0ba3\u0bb1\u0bbf\u0bb5\u0bc8\u0baf\u0bc1\u0bae\u0bcd (intelligent) \u0baa\u0bc6\u0bb1\u0bcd\u0bb1\u0bc1, \u0bae\u0ba9\u0bbf\u0ba4\u0bb0\u0bcd\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0bcb\u0ba9\u0bcd\u0bb1\u0bc1 \u0b9a\u0bc6\u0baf\u0bb1\u0bcd\u0baa\u0b9f\u0b95\u0bcd\u0b95\u0bc2\u0b9f\u0bbf\u0baf \u0b9a\u0bc6\u0baf\u0bb2\u0bbf\u0b95\u0bb3\u0bcd \u0b8e\u0ba9\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n<p>\u0b87\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0b9a\u0bbf\u0bb1\u0ba8\u0bcd\u0ba4 \u0b89\u0ba4\u0bbe\u0bb0\u0ba3\u0bae\u0bbe\u0b95 ChatGPT \u0b90 \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bb2\u0bbe\u0bae\u0bcd. \u0b89\u0bb2\u0b95\u0bbf\u0bb2\u0bc1\u0bb3\u0bcd\u0bb3 \u0b9a\u0b95\u0bb2 \u0baa\u0ba4\u0bcd\u0ba4\u0bbf\u0bb0\u0bbf\u0b95\u0bc8\u0b95\u0bb3\u0bcd, \u0baa\u0bc1\u0ba4\u0bcd\u0ba4\u0b95\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b87\u0ba3\u0bc8\u0baf\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bc1\u0bb3\u0bcd\u0bb3 \u0b9a\u0b95\u0bb2 \u0b8e\u0bb4\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bb0\u0bc1\u0b9a\u0bbe\u0bb0\u0bcd \u0ba4\u0bb0\u0bb5\u0bc1\u0b95\u0bb3\u0bbf\u0bb2\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0b95\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0bb5\u0ba4\u0ba9\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bbe\u0b95, \u0b87\u0ba4\u0bc1 \u0b85\u0bb1\u0bbf\u0bb5\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0ba8\u0bc1\u0ba3\u0bcd\u0ba3\u0bb1\u0bbf\u0bb5\u0bc8\u0baf\u0bc1\u0bae\u0bcd (\u0b92\u0bb5\u0bcd\u0bb5\u0bca\u0bb0\u0bc1 \u0bb5\u0bbe\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0bc8\u0baf\u0bbf\u0ba9\u0bcd \u0baa\u0bca\u0bb0\u0bc1\u0bb3\u0bcd, \u0bb5\u0bbe\u0b95\u0bcd\u0b95\u0bbf\u0baf\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0b85\u0bae\u0bc8\u0baa\u0bcd\u0baa\u0bc1, \u0baa\u0bb2 \u0bae\u0bca\u0bb4\u0bbf\u0b95\u0bb3\u0bcd &#8211; \u0b86\u0b99\u0bcd\u0b95\u0bbf\u0bb2\u0bae\u0bcd, \u0ba4\u0bae\u0bbf\u0bb4\u0bcd, \u0b9a\u0bbf\u0b99\u0bcd\u0b95\u0bb3\u0bae\u0bcd, \u0b9c\u0baa\u0bcd\u0baa\u0bbe\u0ba9\u0bbf\u0baf, \u0baa\u0bbf\u0bb0\u0b9e\u0bcd\u0b9a\u0bc1, \u0bae\u0bc1\u0ba4\u0bb2\u0bbf\u0baf\u0ba9) \u0baa\u0bc6\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba4\u0bc1. \u0ba4\u0bb1\u0bcd\u0baa\u0bcb\u0ba4\u0bc1 \u0b85\u0ba8\u0bcd\u0ba4 \u0b85\u0bb1\u0bbf\u0bb5\u0bc1 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0ba8\u0bc1\u0ba3\u0bcd\u0ba3\u0bb1\u0bbf\u0bb5\u0bc8\u0b95\u0bcd \u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0bc1, \u0ba8\u0bbe\u0bae\u0bcd ChatGPT \u0b90 \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0baa\u0bcb\u0ba4\u0bc1 \u0b85\u0ba4\u0bc1 \u0bae\u0ba9\u0bbf\u0ba4\u0ba9\u0bcd \u0b87\u0baf\u0b99\u0bcd\u0b95\u0bc1\u0bb5\u0ba4\u0bc8\u0baa\u0bcd \u0baa\u0bcb\u0bb2 \u0b9a\u0bc6\u0baf\u0bb1\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba4\u0bc1.<\/p>\n<p>AI \u0ba4\u0bca\u0bb4\u0bbf\u0bb2\u0bcd\u0ba8\u0bc1\u0b9f\u0bcd\u0baa\u0bae\u0bcd \u0b87\u0ba9\u0bcd\u0bb1\u0bc1 \u0baa\u0bb2 \u0ba4\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bbf\u0bb2\u0bcd, \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0b95 \u0b9a\u0bc1\u0b95\u0bbe\u0ba4\u0bbe\u0bb0\u0bae\u0bcd, \u0bae\u0bcb\u0b9f\u0bcd\u0b9f\u0bbe\u0bb0\u0bcd \u0bb5\u0bbe\u0b95\u0ba9\u0ba4\u0bcd\u0ba4\u0bc1\u0bb1\u0bc8, \u0b95\u0bb2\u0bcd\u0bb5\u0bbf, \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0bbf\u0bb2\u0bcd\u0bb2\u0bb1\u0bc8 \u0bb5\u0bbf\u0bb1\u0bcd\u0baa\u0ba9\u0bc8 \u0baa\u0bcb\u0ba9\u0bcd\u0bb1\u0bb5\u0bb1\u0bcd\u0bb1\u0bbf\u0bb2\u0bcd \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf \u0baa\u0b99\u0bcd\u0b95\u0bbe\u0bb1\u0bcd\u0bb1\u0bbf, \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bc8 \u0ba4\u0bc1\u0bb0\u0bbf\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf, \u0ba4\u0bbf\u0bb1\u0ba9\u0bcd \u0bae\u0bbf\u0b95\u0bc1\u0ba8\u0bcd\u0ba4 \u0ba4\u0bc0\u0bb0\u0bcd\u0bb5\u0bc1\u0b95\u0bb3\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/p>\n<p><strong>\u0bb5\u0bbe\u0bb4\u0bcd\u0bb5\u0bbf\u0bb2\u0bcd AI \u0ba4\u0bbe\u0b95\u0bcd\u0b95\u0bae\u0bcd<\/strong><br \/>\nAI \u0b8e\u0bb5\u0bcd\u0bb5\u0bbe\u0bb1\u0bc1 \u0b8e\u0bae\u0ba4\u0bc1 \u0ba8\u0bbf\u0ba4\u0bbf (financial wellbeing), \u0b89\u0bb3\u0bb5\u0bbf\u0baf\u0bb2\u0bcd (emotional wellbeing) \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b89\u0b9f\u0bb2\u0bcd\u0b9a\u0bbe\u0bb0\u0bcd (physical wellbeing) \u0ba8\u0bb2\u0ba9\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0ba4\u0bbe\u0b95\u0bcd\u0b95\u0bae\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8\u0baa\u0bcd \u0baa\u0bbe\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bcb\u0bae\u0bcd.<\/p>\n<p><strong>\u0ba8\u0bbf\u0ba4\u0bbf \u0ba8\u0bb2\u0ba9\u0bcd<\/strong><br \/>\n\u0ba8\u0bbf\u0ba4\u0bbf \u0ba8\u0bb2\u0ba9\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1\u0bbe\u0bb2\u0bcd, \u0ba8\u0bc0\u0ba3\u0bcd\u0b9f \u0b95\u0bbe\u0bb2 \u0ba8\u0bbf\u0ba4\u0bbf\u0baa\u0bcd \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc8 (financial security) \u0b95\u0bb0\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0bc1 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0bb5\u0bb3\u0b99\u0bcd\u0b95\u0bb3\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0b8e\u0bb5\u0bcd\u0bb5\u0bbe\u0bb1\u0bc1 \u0baa\u0bca\u0bb1\u0bc1\u0baa\u0bcd\u0baa\u0bc1\u0b9f\u0ba9\u0bcd \u0ba8\u0bbf\u0bb0\u0bcd\u0bb5\u0b95\u0bbf\u0baa\u0bcd\u0baa\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8\u0b95\u0bcd \u0b95\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0bb5\u0ba4\u0bc1 \u0b86\u0b95\u0bc1\u0bae\u0bcd. \u0b85\u0ba4\u0bbf\u0b95\u0bae\u0bbe\u0b95\u0b9a\u0bcd \u0b9a\u0bc6\u0bb2\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0ba4\u0bb2\u0bcd, \u0b9a\u0bc7\u0bae\u0bbf\u0b95\u0bcd\u0b95\u0bbe\u0bae\u0bb2\u0bcd \u0b87\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0ba4\u0bc1, \u0bb5\u0bb0\u0bb5\u0bc1 \u0b9a\u0bc6\u0bb2\u0bb5\u0bc1\u0ba4\u0bcd \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bc8\u0b9a\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bbe\u0bae\u0bc8, \u0bae\u0bc1\u0ba4\u0bb2\u0bc0\u0b9f\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bbe\u0bae\u0bc8, \u0b85\u0bb5\u0b9a\u0bb0 \u0ba8\u0bbf\u0ba4\u0bbf \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4\u0ba4\u0bc1 (emergency fund), \u0baa\u0bca\u0bb1\u0bc1\u0baa\u0bcd\u0baa\u0bb1\u0bcd\u0bb1 \u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bbf\u0bb2\u0bcd \u0b95\u0bbf\u0bb0\u0bc6\u0b9f\u0bbf\u0b9f\u0bcd \u0b95\u0bbe\u0bb0\u0bcd\u0b9f\u0bc1\u0b95\u0bb3\u0bc8\u0baa\u0bcd \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0ba4\u0bb2\u0bcd \u0baa\u0bcb\u0ba9\u0bcd\u0bb1\u0bb5\u0bc8 \u0ba8\u0bbf\u0ba4\u0bbf \u0ba8\u0bb2\u0ba9\u0bc8 \u0baa\u0bbe\u0ba4\u0bbf\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b9a\u0bc6\u0baf\u0bb1\u0bcd\u0baa\u0bbe\u0b9f\u0bc1\u0b95\u0bb3\u0bcd \u0b86\u0b95\u0bc1\u0bae\u0bcd. \u0baf\u0ba4\u0bbe\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd, \u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0ba8\u0bbf\u0ba4\u0bbf\u0b9a\u0bbe\u0bb0\u0bcd \u0b85\u0bb1\u0bbf\u0bb5\u0bc1 \u0bae\u0bbf\u0b95\u0bb5\u0bc1\u0bae\u0bcd \u0b95\u0bc1\u0bb1\u0bc8\u0ba8\u0bcd\u0ba4\u0bae\u0b9f\u0bcd\u0b9f\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b95\u0bbe\u0ba3\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba4\u0bc1. \u0b89\u0ba4\u0bbe\u0bb0\u0ba3\u0bae\u0bbe\u0b95, \u0baa\u0bbf\u0bb0\u0bbf\u0ba4\u0bcd\u0ba4\u0bbe\u0ba9\u0bbf\u0baf\u0bbe\u0bb5\u0bbf\u0bb2\u0bcd \u0b85\u0ba3\u0bcd\u0bae\u0bc8\u0baf\u0bbf\u0bb2\u0bcd \u0bae\u0bc7\u0bb1\u0bcd\u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4 \u0b86\u0baf\u0bcd\u0bb5\u0bbf\u0ba9\u0bcd \u0baa\u0bbf\u0bb0\u0b95\u0bbe\u0bb0\u0bae\u0bcd, \u0b9a\u0bc1\u0bae\u0bbe\u0bb0\u0bcd 11.5 \u0bae\u0bbf\u0bb2\u0bcd\u0bb2\u0bbf\u0baf\u0ba9\u0bcd \u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bcd 100 \u0baa\u0bb5\u0bc1\u0ba3\u0bcd\u0bb8\u0bcd (40,000 \u0bb0\u0bc2\u0baa\u0bbe\u0baf\u0bcd) \u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b95\u0bc1\u0bb1\u0bc8\u0bb5\u0bbe\u0ba9 \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc8\u0baf\u0bc7 \u0bb5\u0bc8\u0ba4\u0bcd\u0ba4\u0bc1\u0bb3\u0bcd\u0bb3\u0ba9\u0bb0\u0bcd.<\/p>\n<p>\u0ba8\u0bbf\u0ba4\u0bbf 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AI \u0b90 \u0ba8\u0bbf\u0ba4\u0bbf\u0b9a\u0bbe\u0bb0\u0bcd \u0b95\u0b9f\u0bcd\u0b9f\u0bae\u0bc8\u0baa\u0bcd\u0baa\u0bbf\u0bb2\u0bcd \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0baa\u0bcb\u0ba4\u0bc1, \u0b85\u0ba4\u0bc1 \u0ba8\u0bbf\u0ba4\u0bbf\u0b9a\u0bbe\u0bb0\u0bcd \u0ba4\u0bb0\u0bb5\u0bc1\u0b95\u0bb3\u0bc8 \u0b86\u0bb0\u0bbe\u0baf\u0bcd\u0ba8\u0bcd\u0ba4\u0bc1, \u0ba8\u0bc1\u0ba3\u0bcd\u0ba3\u0bb1\u0bbf\u0bb5\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bcd\u0bb1\u0bc1, \u0baa\u0bb2 \u0ba4\u0b9a\u0bbe\u0baa\u0bcd\u0ba4 \u0b95\u0bbe\u0bb2 \u0b85\u0ba9\u0bc1\u0baa\u0bb5\u0ba4\u0bcd\u0ba4\u0bc8\u0b95\u0bcd \u0b95\u0bca\u0ba3\u0bcd\u0b9f \u0b92\u0bb0\u0bc1 \u0ba8\u0bbf\u0baa\u0bc1\u0ba3\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0bae\u0b9f\u0bcd\u0b9f\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b9a\u0bc6\u0baf\u0bb2\u0bbe\u0bb1\u0bcd\u0bb1\u0b95\u0bcd\u0b95\u0bc2\u0b9f\u0bbf\u0baf\u0ba4\u0bc1. \u0b89\u0ba4\u0bbe\u0bb0\u0ba3\u0bae\u0bbe\u0b95, 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\u0b9a\u0bbf\u0ba8\u0bcd\u0ba4\u0bbf\u0ba4\u0bcd\u0ba4\u0bb2\u0bc8 \u0b8a\u0b95\u0bcd\u0b95\u0bc1\u0bb5\u0bbf\u0ba4\u0bcd\u0ba4\u0bb2\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b92\u0bb4\u0bc1\u0b95\u0bcd\u0b95\u0bae\u0bbe\u0ba9 \u0b9a\u0bc6\u0baf\u0bb1\u0bcd\u0baa\u0bbe\u0b9f\u0bcd\u0b9f\u0bc1 \u0ba8\u0bc6\u0bb1\u0bbf\u0b95\u0bb3\u0bc8 (ethical guidelines) \u0ba8\u0b9f\u0bc8\u0bae\u0bc1\u0bb1\u0bc8\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bb2\u0bcd \u0baa\u0bcb\u0ba9\u0bcd\u0bb1\u0bb5\u0bb1\u0bcd\u0bb1\u0bbf\u0ba9\u0bc2\u0b9f\u0bbe\u0b95, AI \u0b87\u0ba9\u0bcd \u0b89\u0b9a\u0bcd\u0b9a \u0baa\u0bb2\u0ba9\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0bb3 \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bc1\u0bae\u0bcd.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0b87\u0ba9\u0bcd\u0bb1\u0bc8\u0baf \u0b89\u0bb2\u0b95\u0bbf\u0bb2\u0bcd, \u0b8e\u0bae\u0ba4\u0bc1 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