{"id":6125,"date":"2026-08-25T13:00:28","date_gmt":"2026-08-25T13:00:28","guid":{"rendered":"https:\/\/unionassurance.com\/sinhala\/?p=6125"},"modified":"2026-09-30T12:25:19","modified_gmt":"2026-09-30T12:25:19","slug":"the-parts-of-a-policy-most-people-ignore-beneficiaries","status":"publish","type":"post","link":"https:\/\/unionassurance.com\/sinhala\/the-parts-of-a-policy-most-people-ignore-beneficiaries\/","title":{"rendered":"\u0db6\u0ddc\u0dc4\u0ddd \u0daf\u0dd9\u0db1\u0dcf \u0db1\u0ddc\u0dc3\u0dbd\u0d9a\u0dcf \u0dc4\u0dbb\u0dd2\u0db1 \u0dbb\u0d9a\u0dca\u0dc2\u0dab \u0d94\u0db4\u0dca\u0db4\u0dd4\u0dc0\u0d9a \u0d85\u0d82\u0d9c: \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7\u0dd3\u0db1\u0dca"},"content":{"rendered":"<p>\u0da2\u0dd3\u0dc0\u0dd2\u0dad \u0dbb\u0d9a\u0dca\u0dc2\u0dab \u0d94\u0db4\u0dca\u0db4\u0dd4\u0dc0\u0d9a\u0dca \u0db8\u0dd2\u0dbd\u0daf\u0dd3 \u0d9c\u0dd0\u0db1\u0dd3\u0db8 \u0dba\u0db1\u0dd4 \u0d94\u0db6\u0dda 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\u0d9a\u0dca\u200d\u0dbb\u0dd2\u0dba\u0dcf\u0dc0\u0dbd\u0dd2\u0dba \u0d85\u0dad\u0dbb\u0dad\u0dd4\u0dbb \u0dc0\u0dca\u200d\u0dba\u0dcf\u0d9a\u0dd6\u0dbd\u0dad\u0dcf \u0dc3\u0dc4 \u0d9c\u0dd0\u0da7\u0dd4\u0db8\u0dca \u0d87\u0dad\u0dd2 \u0dc0\u0dd2\u0dba \u0dc4\u0dd0\u0d9a\u0dd2\u0dba.[3]<\/p>\n<p><strong>\u0da2\u0dd3\u0dc0\u0dd2\u0dad\u0dba\u0dda \u0db4\u0dca\u200d\u0dbb\u0db0\u0dcf\u0db1 \u0dc3\u0dd2\u0daf\u0dd4\u0dc0\u0dd3\u0db8\u0dca\u0dc0\u0dbd\u0dd2\u0db1\u0dca \u0db4\u0dc3\u0dd4\u0dc0 \u0dba\u0dcf\u0dc0\u0dad\u0dca\u0d9a\u0dcf\u0dbd\u0dd3\u0db1 \u0d9a\u0dbb\u0db1\u0dca\u0db1.<\/strong> \u0dc0\u0dd2\u0dc0\u0dcf\u0dc4\u0dba, \u0daf\u0dd2\u0d9a\u0dca\u0d9a\u0dc3\u0dcf\u0daf\u0dba, \u0daf\u0dbb\u0dd4\u0dc0\u0dd9\u0d9a\u0dd4 \u0dbd\u0dd0\u0db6\u0dd3\u0db8 \u0dc4\u0ddd \u0d86\u0daf\u0dbb\u0dab\u0dd3\u0dba\u0dba\u0dd9\u0d9a\u0dd4 \u0dc0\u0dd2\u0dba\u0ddd\u0dc0\u0dd3\u0db8 \u0dc0\u0dd0\u0db1\u0dd2 \u0dc3\u0dd2\u0daf\u0dd4\u0dc0\u0dd3\u0db8\u0dca \u0db8\u0d9c\u0dd2\u0db1\u0dca, \u0d94\u0db6\u0dda \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7 \u0dc4\u0dd2\u0db8\u0dd2\u0d9a\u0dbb\u0dd4\u0dc0\u0db1\u0dca \u0dbd\u0dd9\u0dc3 \u0d94\u0db6 \u0db1\u0db8\u0dca \u0d9a\u0dbb \u0d87\u0dad\u0dd2 \u0db4\u0dd4\u0daf\u0dca\u0d9c\u0dbd\u0dba\u0dd2\u0db1\u0dca\u0da7 \u0db6\u0dbd\u0db4\u0dd1\u0db8\u0dca \u0d87\u0dad\u0dd2 \u0dc0\u0dd2\u0dba \u0dc4\u0dd0\u0d9a\u0dd2\u0dba. \u0d91\u0db6\u0dd0\u0dc0\u0dd2\u0db1\u0dca, \u0dc0\u0dcf\u0dbb\u0dca\u0dc2\u0dd2\u0d9a\u0dc0 \u0db8\u0dd9\u0db1\u0dca\u0db8 \u0dba\u0db8\u0dca \u0dc0\u0dd0\u0daf\u0d9c\u0dad\u0dca \u0dc0\u0dd9\u0db1\u0dc3\u0d9a\u0dca \u0dc3\u0dd2\u0daf\u0dd4 \u0dc0\u0dd6 \u0d85\u0dc0\u0dc3\u0dca\u0dae\u0dcf\u0dc0\u0d9a\u0daf\u0dd3 \u0daf \u0d91\u0db8 \u0db1\u0db8\u0dca \u0d9a\u0dd2\u0dbb\u0dd3\u0db8\u0dca \u0dba\u0dcf\u0dc0\u0dad\u0dca\u0d9a\u0dcf\u0dbd\u0dd3\u0db1 \u0d9a\u0dd2\u0dbb\u0dd3\u0db8 \u0dba\u0dc4\u0db4\u0dad\u0dca \u0db4\u0dd4\u0dbb\u0dd4\u0daf\u0dca\u0daf\u0d9a\u0dd2. [2]<\/p>\n<p><strong>\u0d94\u0db6\u0dda \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7\u0dd3\u0db1\u0dca\u0d9c\u0dda \u0dc0\u0dba\u0dc3 \u0d9c\u0dd0\u0db1 \u0dc3\u0dd0\u0dbd\u0d9a\u0dd2\u0dbd\u0dd2\u0db8\u0dad\u0dca \u0dc0\u0db1\u0dca\u0db1.<\/strong> \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7\u0dd3\u0db1\u0dca \u0dbd\u0dd9\u0dc3 \u0db6\u0dcf\u0dbd\u0dc0\u0dba\u0dc3\u0dca\u0d9a\u0dbb\u0dd4\u0dc0\u0db1\u0dca \u0db1\u0db8\u0dca \u0d9a\u0dd2\u0dbb\u0dd3\u0db8\u0dda\u0daf\u0dd3 \u0dc0\u0dd2\u0dc1\u0dda\u0dc2 \u0d9a\u0dbb\u0dd4\u0dab\u0dd4 \u0dc3\u0dd0\u0dbd\u0d9a\u0dd2\u0dbd\u0dca\u0dbd\u0da7 \u0d9c\u0dd0\u0db1\u0dd3\u0db8\u0da7 \u0dc3\u0dd2\u0daf\u0dd4\u0dc0\u0dd2\u0dba \u0dc4\u0dd0\u0d9a\u0dd2\u0dba. \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7\u0dba \u0dad\u0db8 \u0d85\u0db7\u0dd2\u0db8\u0dad\u0dba \u0db4\u0dbb\u0dd2\u0daf\u0dd2 \u0db6\u0dd9\u0daf\u0dcf \u0dc4\u0dd0\u0dbb\u0dd3\u0db8 \u0dc3\u0dc4\u0dad\u0dd2\u0d9a \u0d9a\u0dbb \u0d9c\u0dd0\u0db1\u0dd3\u0db8 \u0dc3\u0db3\u0dc4\u0dcf \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0db4\u0dad\u0dca\u0dad\u0dd2 \u0dc4\u0dd2\u0db8\u0dd2\u0dba\u0db1\u0dca \u0dc0\u0dd2\u0dc3\u0dd2\u0db1\u0dca \u0d8b\u0db4\u0daf\u0dd9\u0dc3\u0dca \u0dbd\u0db6\u0dcf \u0d9c\u0dad \u0dba\u0dd4\u0dad\u0dd4\u0dba. [1]<\/p>\n<p>\u0db6\u0ddc\u0dc4\u0ddd \u0dc0\u0dd2\u0da7 \u0da2\u0dd3\u0dc0\u0dd2\u0dad \u0dbb\u0d9a\u0dca\u0dc2\u0dab\u0dba \u0db8\u0dd2\u0dbd\u0daf\u0dd3 \u0d9c\u0dd0\u0db1\u0dd9\u0db1\u0dca\u0db1\u0dda \u0d86\u0daf\u0dbb\u0dab\u0dd3\u0dba\u0dba\u0db1\u0dca\u0d9c\u0dda \u0db8\u0dd6\u0dbd\u0dca\u200d\u0dba \u0dc3\u0dd4\u0dbb\u0d9a\u0dca\u0dc2\u0dd2\u0dad\u0dad\u0dcf\u0dc0 \u0dad\u0dc4\u0dc0\u0dd4\u0dbb\u0dd4 \u0d9a\u0dbb \u0d9c\u0dd0\u0db1\u0dd3\u0db8 \u0dc3\u0db3\u0dc4\u0dcf \u0dc0\u0db1 \u0d85\u0dad\u0dbb, \u0d91\u0db6\u0dd0\u0dc0\u0dd2\u0db1\u0dca \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7\u0dd2\u0dba\u0dd9\u0d9a\u0dd4 \u0db1\u0db8\u0dca \u0d9a\u0dd2\u0dbb\u0dd3\u0db8 \u0d91\u0db8 \u0dbb\u0d9a\u0dca\u0dc2\u0dab \u0d94\u0db4\u0dca\u0db4\u0dd4\u0dc0\u0dda \u0dc0\u0dd0\u0daf\u0d9c\u0dad\u0dca \u0d85\u0d82\u0d9c\u0dba\u0d9a\u0dd2.<\/p>\n<p><strong>\u0d86\u0dc1\u0dca\u200d\u0dbb\u0dd2\u0dad \u0db8\u0dd6\u0dbd\u0dcf\u0dc1\u0dca\u200d\u0dbb <\/strong><br \/>\n[1]  1-800-Insurance. \u201cLife Insurance Beneficiary Guide.\u201d October 2025. 1800insurance.com<br \/>\n[2]  WAEPA. \u201c5 Common Life Insurance Beneficiary Mistakes \u2014 And How to Avoid Them.\u201d March 2026. waepa.org<br \/>\n[3]  Nolo. \u201cNaming a Beneficiary for Your Life Insurance Policy.\u201d December 2025. nolo.com<br \/>\n[4]  Insurance By Heroes. \u201cLife Insurance Policy Provisions: What\u2019s Included.\u201d April 2026. insurancebyheroes.com<br \/>\n[5]  Insurance By Heroes. \u201cTerm Life Insurance Riders Explained: 2026 Guide.\u201d February 2026. insurancebyheroes.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0da2\u0dd3\u0dc0\u0dd2\u0dad \u0dbb\u0d9a\u0dca\u0dc2\u0dab \u0d94\u0db4\u0dca\u0db4\u0dd4\u0dc0\u0d9a\u0dca \u0db8\u0dd2\u0dbd\u0daf\u0dd3 \u0d9c\u0dd0\u0db1\u0dd3\u0db8 \u0dba\u0db1\u0dd4 \u0d94\u0db6\u0dda \u0d86\u0daf\u0dbb\u0dab\u0dd3\u0dba\u0dba\u0db1\u0dca \u0dbb\u0dd0\u0d9a\u0d9c\u0dd0\u0db1\u0dd3\u0db8 \u0d8b\u0daf\u0dd9\u0dc3\u0dcf \u0d9c\u0db1\u0dd4 \u0dbd\u0db6\u0db1 \u0dc0\u0dd0\u0daf\u0d9c\u0dad\u0dca \u0db4\u0dd2\u0dba\u0dc0\u0dbb\u0d9a\u0dd2. \u0d9a\u0dd9\u0dc3\u0dda\u0dc0\u0dd6\u0dc0\u0daf, \u0d91\u0dba\u0dd2\u0db1\u0dca \u0db4\u0dd2\u0dbb\u0dd2\u0db1\u0dd0\u0db8\u0dd9\u0db1 \u0dbb\u0dd0\u0d9a\u0dc0\u0dbb\u0dab\u0dba \u0db8\u0d9f\u0dd2\u0db1\u0dca \u0d91\u0dc4\u0dd2 \u0d85\u0dbb\u0db8\u0dd4\u0dab \u0d89\u0da7\u0dd4 \u0dc0\u0db1\u0dca\u0db1\u0dda \u0db1\u0dd2\u0dc0\u0dd0\u0dbb\u0daf\u0dd2 \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7\u0dd3\u0db1\u0dca\u0dc0 \u0db4\u0dd0\u0dc4\u0dd0\u0daf\u0dd2\u0dbd\u0dd2\u0dc0 \u0dc4\u0db3\u0dd4\u0db1\u0dcf \u0d9c\u0db1\u0dd4 \u0dbd\u0db6\u0db1\u0dca\u0db1\u0dda \u0db1\u0db8\u0dca \u0db4\u0db8\u0dab\u0dd2. \u0db4\u0dca\u200d\u0dbb\u0dad\u0dd2\u0dbd\u0dcf\u0db7\u0dd3\u0db1\u0dca \u0db1\u0db8\u0dca \u0d9a\u0dd2\u0dbb\u0dd3\u0db8 \u0dc4\u0dd4\u0daf\u0dd4 \u0dc0\u0d9c\u0d9a\u0dd3\u0db8\u0d9a\u0dca \u0d89\u0da7\u0dd4\u0d9a\u0dd2\u0dbb\u0dd3\u0db8 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