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Saving for the future has never been an easy task. Life demands more and the commitments towards your loved ones are forever increasing. In the journey of fueling this drive, saving for priorities like retirement, education seems simply less pressing.

However, it may be your dream to spend your retirement, embracing the best life has to offer, or give your children the world class education they truly deserve. May be you want to have that comfort of knowing you and your loved ones are looked after in case of any health emergency, or to start your own business and live the life you always dreamed of.

Union Smart Investor will ensure that you live your life to its fullest, fulfilling all such dreams while enjoying the protection of a comprehensive life insurance plan.

WHY UNION SMART INVESTOR..

  • ONLY 5 YEARS OF PREMIUMS…
  • ATTRACTIVE MATURITY BENEFITS…
  • WE WILL PAY YOUR PREMIUMS IN CASE OF AN UNTIMELY DEMISE…
  • ADDITIONAL SMART BENEFITS…

Your Union Smart Investor policy has a range of additional benefits that will further strengthen your investment and protection. By simply paying the premium for 5 years you can enjoy these benefits throughout your policy terms.

  • Limited Pay Accidental Death Benefit
  • Limited Pay Level Term Benefit
  • Limited Pay Hospital Cash Benefit

POLICY TERM : This policy can be obtain for a term from 10 years up to 30 years.

AGE LIMIT :

Age at EntryMaximum Age at EntryCover Ceasing Age 
186575 

ANNUAL DIVIDEND PERCENTAGE & PROGRESS

YearAverage Market Interest Rate*Minimum Dividend Rate Guaranteed for the Year**Declared Dividend Rate**
20128.678.011.5
201310.239.511.75
20146.698.011.5
20155.998.09.5
20167.18.010.5
20179.011010.25
20188.851010

*Is calculated based on the Average Weighted Deposit Rate of commercial banks for the corresponding year (Source: Central Bank)
**By Union Assurance

For more information, please speak to a Union Assurance Personal Financial Adviser or call our Customer Service Hotline on 0112 990 990.

Note: Please refer Policy Conditions for further clarifications.

Union Pension Advantage Registration Form